Are you on the hook for a FinCEN Real Estate Filing?Protect yourself and your firm.

False information or a missed filing may carry civil or criminal penalties.

The FinCEN rule allows you to protect yourself when the buyer certifies their information in writing.

Do I report this transfer?

5 quick questions. Free. No signup.

What we do

We handle the full reporting-person workflow on your behalf: determine, collect, file, preserve.

  1. Determine whether the transfer is reportable or exempt.
  2. Collect the buyer's certified ownership information.
  3. File the Real Estate Report with FinCEN on your behalf.
  4. Preserve a defensible file: the buyer's certification, the audit trail, and the filing record.

Why buyer certification matters

You don't know who owns the LLC, or who controls the trust. You must report that beneficial-ownership information.

Under 31 CFR 1031.320(j)(2) — Reasonable reliance — you may rely on the transferee's information when they certify it in writing. Without that certification, you are exposed.

Cost

Exempt transfers: Free, always. Determination, certification, and record at no charge.

Reportable transfers: Free through June 1, 2026. $69 per filed report after that.

No subscription. No per-seat. You pay only when you file.

If FinCEN asks

  • Buyer's signed certification, preserved verbatim
  • Timestamped audit trail, retained 5 years (31 CFR 1010.430(d))
  • Buyer enters sensitive identifiers (SSNs, DOBs) through a secure portal

Not sure where you stand?

Find out — free, no signup.

Is this transfer reportable?

5 quick questions.

Am I the reporting person?

3 quick questions.

Start with this transfer

5 quick questions. Free, no signup.

Run the reportability check

For attorneys, title companies, and escrow professionals. FinCEN's Residential Real Estate Reporting Rule requires reporting for certain non-financed transfers of residential real property to legal entities and trusts. This site provides a complete workflow for reporting persons — reportability determination, transferee certification, and filing the Real Estate Report on your behalf. For background and definitions, see the rule overview, who must report, and the exemptions list.